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Shop Pay Installments gives you a flexible way to pay over time. Instead of paying the full amount upfront, you can split your purchase into smaller, scheduled payments. This option is available on participating merchant sites that use Shop Pay and is powered by Affirm. Your first payment is due at checkout, and the remaining payments are automatically charged on the installment schedule you select (such as bi-weekly or monthly, depending on eligibility and order amount).It’s a simple, stress-free way to shop your favorites now and pay over time.

No. The 4-payment option has: 0% interest. No hidden fees. No additional charges as long as payments are made on time.

For the 4 interest-free payments option:1st payment: Due at checkout. 2nd payment: Automatically charged 2 weeks later. 3rd payment: Charged 4 weeks after checkout. 4th payment: Charged 6 weeks after checkout. Note: Some customers may be offered monthly installment plans instead, depending on the order amount and eligibility. In those cases, payments follow a monthly schedule rather than the 2-week cycle. All payments are handled automatically by Shop Pay.

Using the 4 interest-free payments option does not impact your credit score.

After placing your order, Shop Pay will send instructions so you can: View your installment schedule, update your payment method, and track upcoming charges. All installment information is managed through Shop Pay, not through our store.